EMI available on premiums of ₹10,000 & above, split into easy monthly instalments. Ask us how →
IRDAI-registered · Serving Kerala & NRIs

Insurance advice that puts Kerala families first.

Looking for the best insurance agency in Kerala? Maaxus compares India's top health and life insurers, then handles the advice, paperwork and claims for you, so your family stays protected without the stress.

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IRDAI
Registered agent
10+
Insurer partners
100%
Remote for NRIs
Free
Expert consultation

Authorized agent · India's leading insurers

Credentials & trust signals

  • LicensedIRDAI RegisteredAuthorised insurance intermediary regulated by IRDAI, Government of India
  • 10+Insurer PartnersWe compare India's leading health and life insurers to find your best fit
  • 100%Remote for NRIsFull service over WhatsApp & email, no visit to Kerala required
  • FreeExpert ConsultationHonest, unbiased advice with no obligation, always free

Why Maaxus

More than a policy: a trusted advisor who stays

Buying insurance direct leaves you alone with the fine print and the claim form. As your IRDAI-registered advisor in Kerala, we compare the market, explain it plainly, and stand with you when it matters most.

  • We Compare, You Save

    We check 10+ insurers to find the plan with the best coverage-to-premium ratio. No bias toward any single company.

  • Claims Support, We're There

    When you need to claim, we guide you through every step and follow up with the insurer until your money is in your hands.

  • EMI Facility on Premiums

    Policies with a premium of ₹10,000 or above can be split into easy monthly instalments. Small interest applies; ask us for details.

  • NRI-Friendly, 100% Remote

    Based in Dubai or the Gulf? We handle everything over WhatsApp and email. No visit required.

Health & Life cover

Two ways we protect what matters most

From health insurance that absorbs hospital bills to life insurance that secures your family's future, we compare Kerala's leading insurers and handle the advice, paperwork and claims end to end.

Most Popular

Health Insurance

A medical emergency shouldn't wipe out your savings. The right health plan gives your family cashless treatment at top hospitals, without the financial shock.

  • Cashless treatment at 10,000+ network hospitals across India
  • Family floater plans that cover everyone under one affordable premium
  • Pre & post hospitalization, daycare procedures, and OPD cover
  • No-claim bonus that grows your sum insured every claim-free year

Individual plans from approx. ₹300/month · Family floater from ₹700/month

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Financial Security

Life Insurance

Your family's lifestyle, dreams, and goals shouldn't stop because of the unexpected. A life plan ensures they never have to compromise, no matter what.

  • Term insurance with high cover (up to ₹5Cr) at the lowest premium
  • Endowment & savings plans with guaranteed returns plus life cover
  • ULIPs for market-linked wealth creation with insurance protection
  • Child plans that secure your child's education and future milestones

Term plans from approx. ₹500/month for ₹1Cr cover · Age & health dependent

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Claims support

When it's time to claim, you're not on your own

90%+Claim-settlement ratios

Across our partner insurers, per IRDAI's published claim-settlement data

A policy is only as good as its claim. We coordinate cashless approvals, prepare your documentation, follow up with the insurer, and escalate when things stall, so a hospital bill never becomes a second crisis.

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  • Cashless approval coordination
  • Reimbursement paperwork
  • Insurer follow-ups
  • Escalation when it stalls
When my mother was hospitalised in Kochi, Maaxus handled the entire cashless process. I didn't have to worry about a single form from Dubai.
Shafeeq N., Dubai (NRI Client)

How it works

From first question to coverage, in four guided steps

Simple, transparent and fully remote, with no office visit and no jargon. We do the heavy lifting and keep you informed at every step.

  1. Tell Us Your Needs

    Fill the quote form or WhatsApp us. Share your age, family size, and what you'd like to protect.

  2. We Find Your Plan

    Our advisor compares 10+ insurers and shortlists the top 2–3 options tailored to your situation.

  3. We Explain, You Decide

    We walk you through each option clearly in Malayalam or English. No pressure, no rush, ever.

  4. Policy Issued

    Pay securely. Some plans issue quickly; others require a brief insurer verification, and we guide you every step of the way.

For NRIs

Protect your family in Kerala, from anywhere in the Gulf

Based in Dubai, Doha, Riyadh or beyond? We handle insurance for NRI families completely remotely: comparison, paperwork, payment and claims, all over WhatsApp and email. You never need to fly home to protect the people who matter.

As an NRI in Dubai, I needed a term life plan for my family in Kerala. Maaxus sorted everything over WhatsApp: paperwork, payment, policy. Highly recommended for NRIs.
Rahul Jose, Dubai (NRI Client)

Real stories

Families across Kerala who sleep easier

Honest advice and real claims support, in Malayalam or English, at home or abroad.

  • “I had no idea which health plan to pick. The Maaxus advisor explained everything patiently, in Malayalam, and I got my family floater sorted the same day. Outstanding service.”
    Anitha K.Thrissur, Kerala
  • “My father had cardiac surgery and the cashless claim was handled completely by Maaxus. They coordinated with Star Health and the hospital directly. We were stress-free during a very difficult time.”
    Mohammed SalimKozhikode, Kerala
  • “When my mother was hospitalised in Kochi, Maaxus handled the entire cashless process. I didn't have to worry about a single form from Dubai.”
    Shafeeq N.Dubai (NRI Client)

Insurance insights

Guidance to help you choose with confidence

Practical, jargon-free articles on health and life insurance for Kerala families and NRIs.

Questions, answered

Everything you might be wondering

Still unsure? WhatsApp us and a real advisor will help, in Malayalam or English.

How quickly will I get my policy after applying?

It depends on the plan type. Some vehicle and travel policies issue digitally within hours of payment. Health insurance policies, especially those with higher sum insured, senior members, or pre-existing conditions, typically require underwriting review and a tele-verification call from the insurance company, which can take a few days. Life insurance requires medical evaluation and usually takes 5–10 business days. We keep you informed at every step so there are no surprises.

What is tele-verification and will I have to do it?

Tele-verification is a brief phone call from the insurance company to confirm your personal and health details before issuing the policy. It's a standard requirement for many health insurance applications, especially for higher cover amounts or applicants above a certain age. Our team will prepare you for what to expect so it goes smoothly.

Do you help with claims? What kind of support do you provide?

Claims support is one of our most important services. We assist with cashless hospitalization coordination, reimbursement documentation, insurer follow-ups, and escalations when needed. You never have to navigate the process alone.

Can NRIs buy insurance for their Kerala family through Maaxus?

Yes, and we serve many NRI clients. The entire process, from consultation and plan selection to payment and policy delivery, can be completed remotely over WhatsApp and email. We accept standard online payments and can coordinate on your behalf without you needing to visit Kerala.

Is the consultation really free? How does Maaxus earn?

Yes, 100% free with no obligation. We are IRDAI-registered insurance agents who earn a commission from the insurance company only when you purchase a policy through us. Our advice costs you nothing, and our goal is always to find the best-fit policy for your needs.

What is the EMI facility and how does it work?

For policies with a premium of ₹10,000 or above, we can arrange to split your payment into easy monthly instalments. A small interest charge applies depending on the tenure and payment partner. Ask our advisor for exact terms when you get in touch.

Statewide service

Serving all 14 districts of Kerala

From Kasaragod to Thiruvananthapuram, and for NRI families abroad, we advise and support clients across the entire state, fully remotely.

Protect what matters, starting today

Free consultation, zero obligation. Talk to a real advisor in Malayalam or English and get a plan that fits your family.

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