Kerala's Most Trusted Insurance Agency

Health & Life Insurance
Done Right, For You

Expert guidance. Honest advice. We compare India's top health and life insurers so your family gets the best protection — and someone in your corner when it matters most.

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500+
Families Protected
15+
Insurer Partners
₹2Cr+
Claims Settled
4.9★
Google Rating

Authorized Agent — India's Leading Insurers

Care Health Insurance Care Health
Star Health Insurance Star Health
Manipal Cigna Manipal Cigna
HDFC Life HDFC Life
United India Insurance United India
SBI General SBI General
LIC India LIC India
Max Life Insurance Max Life
Niva Bupa Niva Bupa
New India Assurance New India
Future Generali Future Generali
Our Core Services

Health & Life Insurance —
Our Speciality

We go deep on what matters most: protecting your health and your family's financial future.

🏥 Most Popular

Health Insurance

A medical emergency shouldn't wipe out your savings. The right health plan gives your family cashless treatment at top hospitals — without the financial shock.

Cashless treatment at 10,000+ network hospitals across India
Family floater plans — cover everyone under one affordable premium
Pre & post hospitalization, daycare procedures, and OPD cover
No-claim bonus — your sum insured grows every claim-free year
Critical illness riders — lump sum for cancer, heart attack, stroke
Tax benefit under Section 80D — save up to ₹75,000/year
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Individual plans from approx. ₹300/month · Family floater from ₹700/month

🛡 Financial Security

Life Insurance

Your family's lifestyle, dreams, and goals shouldn't stop because of the unexpected. A life plan ensures they never have to compromise — no matter what.

Term insurance — high cover (up to ₹5Cr) at the lowest premium
Endowment & savings plans — guaranteed returns + life cover
ULIPs — market-linked wealth creation with insurance protection
Child plans — secure your child's education and future milestones
Pension & retirement plans — guaranteed income after 60
Tax deduction under 80C + tax-free maturity benefit under 10(10D)
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Term plans from approx. ₹500/month for ₹1Cr cover · Age & health dependent

Also Available

Other Insurance
We Can Help With

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Vehicle Insurance

Comprehensive & third-party. Instant renewal for cars and two-wheelers.

🏠

Property Insurance

Home and shop cover against fire, flood, theft — built for Kerala's monsoon risks.

✈️

Travel Insurance

International & domestic cover. Great for NRI family visits to Kerala.

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Liability Insurance

Professional indemnity and public liability for businesses and clinics.

Why Maaxus

We're Different —
Here's How

No pushy sales. No jargon. Clear, honest guidance from a team that genuinely cares about your family.

🔍

We Compare — You Save

We check 15+ insurers to find the plan with the best coverage-to-premium ratio. No bias toward any single company.

🤝

Claims Support — We're There

When you need to claim, we guide you through every step and follow up with the insurer until your money is in your hands.

💰

EMI Facility on Premiums

Policies with a premium of ₹10,000 or above can be split into easy monthly instalments. Small interest applies — ask us for details.

🌎

NRI-Friendly — 100% Remote

Based in Dubai or the Gulf? We handle everything over WhatsApp and email. No visit required.

98%
Claim Settlement Rate
500+
Families Protected
15+
Insurer Partners
Free
Expert Consultation
24/7
WhatsApp Support

"When my mother was hospitalised in Kochi, Maaxus handled the entire cashless process. I didn't have to worry about a single form from Dubai."

— Shafeeq N., Dubai (NRI Client)

How It Works

From Quote to Coverage
in 4 Simple Steps

Simple, transparent, and fully guided. No office visit needed.

1

Tell Us Your Needs

Fill the quote form or WhatsApp us. Share your age, family size, and what you'd like to protect.

2

We Find Your Plan

Our advisor compares 15+ insurers and shortlists the top 2–3 options tailored to your situation.

3

We Explain, You Decide

We walk you through each option clearly in Malayalam or English. No pressure, no rush, ever.

4

Policy Issued

Pay securely. Some plans issue quickly; others require a brief insurer verification — we guide you every step of the way.

Real Stories

What Our Clients Say

★★★★★
"I had no idea which health plan to pick. The Maaxus advisor explained everything patiently — in Malayalam — and I got my family floater sorted the same day. Outstanding service."
AK
Anitha K.
Thrissur, Kerala
★★★★★
"My father had cardiac surgery and the cashless claim was handled completely by Maaxus. They coordinated with Star Health and the hospital directly. We were stress-free during a very difficult time."
MS
Mohammed Salim
Kozhikode, Kerala
★★★★★
"As an NRI in Dubai, I needed a term life plan for my family in Kerala. Maaxus sorted everything over WhatsApp — paperwork, payment, policy. Highly recommended for NRIs."
RJ
Rahul Jose
Dubai (NRI Client)
Free Consultation

Get Your Free Quote

No commitment. No spam. Just the right plan for your family, explained clearly.

🔒 Your details are safe. We never share your information with third parties.

FAQ

Common Questions

How quickly will I get my policy after applying?

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It depends on the plan type. Some vehicle and travel policies issue digitally within hours of payment. Health insurance policies — especially those with higher sum insured, senior members, or pre-existing conditions — typically require underwriting review and a tele-verification call from the insurance company, which can take a few days. Life insurance requires medical evaluation and usually takes 5–10 business days. We keep you informed at every step so there are no surprises.

What is tele-verification and will I have to do it?

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Tele-verification is a brief phone call from the insurance company to confirm your personal and health details before issuing the policy. It's a standard requirement for many health insurance applications — especially for higher cover amounts or applicants above a certain age. Our team will prepare you for what to expect so it goes smoothly.

Do you help with claims? What kind of support do you provide?

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Claims support is one of our most important services. We assist with cashless hospitalization coordination, reimbursement documentation, insurer follow-ups, and escalations when needed. You never have to navigate the process alone.

Can NRIs buy insurance for their Kerala family through Maaxus?

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Yes, and we serve many NRI clients. The entire process — consultation, plan selection, payment, and policy delivery — can be completed remotely over WhatsApp and email. We accept standard online payments and can coordinate on your behalf without you needing to visit Kerala.

Is the consultation really free? How does Maaxus earn?

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Yes, 100% free with no obligation. We are IRDAI-registered insurance agents who earn a commission from the insurance company only when you purchase a policy through us. Our advice costs you nothing, and our goal is always to find the best-fit policy for your needs.

What is the EMI facility and how does it work?

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For policies with a premium of ₹10,000 or above, we can arrange to split your payment into easy monthly instalments. A small interest charge applies depending on the tenure and payment partner. Ask our advisor for exact terms when you get in touch.

Protect Your Family —
Start with a Free Conversation

No pressure, no jargon. Just clear guidance from people who care.

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🛡
Arjun from Kochijust got a Health Insurance quote