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Care Health insurance in Kerala, bought the smart way

Comprehensive health cover with strong no-claim benefits. Compare Care Health plans against Kerala's other leading insurers with free, honest advice from Maaxus Insurance Hub — and get personal support at claim time.

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IRDAI-registered agency · Free comparison across 15+ insurers · Claims support included

About Care Health Insurance Limited

Reviewed by the Maaxus advisory team · 15 July 2026

Care Health Insurance (formerly Religare Health Insurance) is one of India's leading standalone health insurers, known for feature-rich plans with generous no-claim bonuses that can multiply your cover over claim-free years. Its cashless hospital network spans major hospitals across Kerala, from Kochi and Thiruvananthapuram to Kozhikode.

For Kerala families, Care's plans stand out for unlimited automatic recharge of the sum insured, annual health check-ups from day one, and strong coverage of modern treatments. As an authorized agency, Maaxus Insurance Hub helps you pick the right Care plan for your family size, age and budget — and stands beside you at claim time.

Exploring the wider market first? Start with our guides to health insurance in Kerala and life insurance in Kerala, or request a free comparison quote.

Popular Care Health plans we advise on

Plan availability and features change — we always confirm the current version and quote it against alternatives before you buy.

Care Supreme

Flagship family floater with cumulative bonus of up to 100% per year and unlimited sum-insured recharge.

Care Advantage

High sum-insured cover (up to ₹6 crore) for families who want premium hospital access without financial ceilings.

Care Senior

Health cover designed for parents and senior citizens, with pre-existing disease coverage after waiting periods.

Care Heart

Specialised plan for people with existing cardiac conditions — one of the few covers of its kind.

Why families choose Care Health

Large cashless hospital network including Kerala's leading private hospitals
No-claim bonus that can double or more your effective cover
Annual preventive health check-ups included from the first year
Specialised plans for seniors and cardiac patients

Why buy it through Maaxus

We compare Care against Star, Niva Bupa and others for your exact profile — you see the trade-offs before you pay.
We handle proposal paperwork, medical disclosures and tele-underwriting so nothing gets rejected later on a technicality.
At claim time, we coordinate directly with the hospital TPA desk and Care's claims team on your behalf.
EMI available on premiums of ₹10,000 and above.

Care Health — your questions, answered

Is Care Health Insurance good for families in Kerala?

Yes. Care's family floater plans cover the whole family under one premium, and its cashless network includes most major Kerala hospitals. Whether it's the best fit depends on your ages and medical history — Maaxus compares it against other insurers free of charge.

Does Care Health cover pre-existing diseases?

Pre-existing conditions are covered after a waiting period, typically 2–4 years depending on the plan. Care Heart covers existing cardiac conditions with a shorter wait. We help you declare conditions correctly so claims are never rejected for non-disclosure.

How do I make a cashless claim with Care in Kerala?

Show your Care health card at any network hospital's insurance desk. For planned admissions, pre-authorization takes a few hours. As your agency, Maaxus coordinates the entire process — call us first and we handle it.

Can I buy Care Health Insurance online through Maaxus?

Yes. Share your details through our quote form or WhatsApp, and we complete the proposal digitally. NRIs in the Gulf can buy for family in Kerala entirely online.