Insurance insights

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Practical, jargon-free guides on health and life insurance for Kerala families and NRIs — written and reviewed by the Maaxus advisory team.

Health Insurance10 Jul 20268 min read

Best health insurance in Kerala (2026): an honest comparison

Star, Care, Niva Bupa, ManipalCigna, SBI General compared for Kerala families in 2026 — network hospitals, claim experience, senior options and who each insurer actually suits.

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Claims20 Jun 20267 min read

Why health insurance claims get rejected in India — and how to make yours bulletproof

The 7 real reasons Indian health insurance claims are rejected — non-disclosure, waiting periods, room-rent limits — and the habits that make a claim near-impossible to deny.

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Tax & Money5 Jun 20265 min read

Section 80D: health insurance tax benefits explained for 2026

How much tax you can save on health insurance under Section 80D in FY 2025-26 — limits for self, family and senior parents, old vs new regime, and common mistakes.

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Health Insurance28 May 20266 min read

Health insurance in Kerala: how much cover does your family really need?

₹5 lakh no longer covers a serious hospitalization in Kerala's private hospitals. Here's how to size a family floater in 2026 — with real cost benchmarks and a simple formula.

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Life Insurance12 May 20267 min read

Term vs whole life: which life cover actually protects your family?

Term insurance gives 15–20x more cover per rupee than endowment plans. When term is enough, when savings plans make sense, and the math Kerala families should see before buying.

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NRI30 Apr 20266 min read

An NRI's guide to insuring your family back home in Kerala

How NRIs in the Gulf can buy, pay for and manage health and life insurance for family in Kerala — documents, tele-medicals, payments and claims, fully online.

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