Health insurance in Kerala, made simple
Looking for the best health insurance in Kerala? We compare cashless plans from India's top insurers, from family floater and senior citizen to critical illness and top-up cover, then handle the advice, paperwork and claims for your family.
IRDAI-registered · Cashless at 10,000+ hospitals · Free expert advice
Individual plans from approx. ₹300/month · Family floater from ₹700/month
Authorized agent · India's leading health insurers
What's covered
What your health cover includes
The protection that shields your savings when a hospital bill arrives, with no surprises at claim time.
Cashless treatment at 10,000+ network hospitals across India
Family floater plans that cover everyone under one affordable premium
Pre & post hospitalization, daycare procedures, and OPD cover
No-claim bonus that grows your sum insured every claim-free year
Critical illness riders that pay a lump sum for cancer, heart attack, stroke
Tax benefit under Section 80D, saving up to ₹75,000/year
Plan options
The right plan for every family
We're not tied to any single insurer. We shortlist the best-fit option from 10+ companies for your age, family and budget.
Individual Health
Personal cover with cashless hospitalization and a sum insured that grows with every claim-free year.
Family Floater
One affordable premium that covers your whole family under a single shared sum insured.
Senior Citizen
Specialized plans for parents and in-laws aged 60+, with pre-existing condition cover options.
Critical Illness
Lump-sum payout on diagnosis of cancer, heart attack, stroke and other major illnesses.
Top-Up & Super Top-Up
Boost your existing cover affordably for high-value claims beyond your base policy.
ABCD Conditions
Tailored plans for Asthma, BP, Cholesterol and Diabetes, and we find insurers who say yes.
How it works
From first question to coverage, in four guided steps
Simple, transparent and fully remote, with no office visit and no jargon. We do the heavy lifting and keep you informed at every step.
Tell Us Your Needs
Fill the quote form or WhatsApp us. Share your age, family size, and what you'd like to protect.
We Find Your Plan
Our advisor compares 10+ insurers and shortlists the top 2–3 options tailored to your situation.
We Explain, You Decide
We walk you through each option clearly in Malayalam or English. No pressure, no rush, ever.
Policy Issued
Pay securely. Some plans issue quickly; others require a brief insurer verification, and we guide you every step of the way.
Questions, answered
Everything you might be wondering
Still unsure? WhatsApp us and a real advisor will help, in Malayalam or English.
How quickly will I get my policy after applying?
It depends on the plan type. Some vehicle and travel policies issue digitally within hours of payment. Health insurance policies, especially those with higher sum insured, senior members, or pre-existing conditions, typically require underwriting review and a tele-verification call from the insurance company, which can take a few days. Life insurance requires medical evaluation and usually takes 5–10 business days. We keep you informed at every step so there are no surprises.
What is tele-verification and will I have to do it?
Tele-verification is a brief phone call from the insurance company to confirm your personal and health details before issuing the policy. It's a standard requirement for many health insurance applications, especially for higher cover amounts or applicants above a certain age. Our team will prepare you for what to expect so it goes smoothly.
Do you help with claims? What kind of support do you provide?
Claims support is one of our most important services. We assist with cashless hospitalization coordination, reimbursement documentation, insurer follow-ups, and escalations when needed. You never have to navigate the process alone.
Can NRIs buy insurance for their Kerala family through Maaxus?
Yes, and we serve many NRI clients. The entire process, from consultation and plan selection to payment and policy delivery, can be completed remotely over WhatsApp and email. We accept standard online payments and can coordinate on your behalf without you needing to visit Kerala.
Is the consultation really free? How does Maaxus earn?
Yes, 100% free with no obligation. We are IRDAI-registered insurance agents who earn a commission from the insurance company only when you purchase a policy through us. Our advice costs you nothing, and our goal is always to find the best-fit policy for your needs.
What is the EMI facility and how does it work?
For policies with a premium of ₹10,000 or above, we can arrange to split your payment into easy monthly instalments. A small interest charge applies depending on the tenure and payment partner. Ask our advisor for exact terms when you get in touch.
Protect what matters, starting today
Free consultation, zero obligation. Talk to a real advisor in Malayalam or English and get a plan that fits your family.