Authorized partnerNew India insurance in Kerala, bought the smart way
India's largest general insurer, government-owned since 1919. Compare New India plans against Kerala's other leading insurers with free, honest advice from Maaxus Insurance Hub — and get personal support at claim time.
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About The New India Assurance Company Limited
Reviewed by the Maaxus advisory team ·
The New India Assurance is India's largest general insurance company by premium, government-owned and operating for over a century. Founded in 1919 by Sir Dorabji Tata and later nationalised, it carries an AAA domestic rating and a presence in every corner of Kerala.
New India's Mediclaim policies are among the most widely held health covers in the state, and its motor and property lines are default choices for many Kerala businesses. Maaxus Insurance Hub brings modern service to this classic insurer — digital-first buying, plain-language advice and hands-on claims support.
Exploring the wider market first? Start with our guides to health insurance in Kerala and life insurance in Kerala, or request a free comparison quote.
Popular New India plans we advise on
Plan availability and features change — we always confirm the current version and quote it against alternatives before you buy.
New India Mediclaim
The classic hospitalization cover held by lakhs of Indian families for decades.
Floater Mediclaim
Family floater version covering the household under one sum insured.
Premier Mediclaim
Higher-end health cover with larger sums insured and richer benefits.
Motor, Home & Shop Covers
Full general-insurance suite — vehicles, homes and businesses, including flood risk relevant to Kerala.
Why families choose New India
- India's largest general insurer by premium volume
- Over 100 years of operation with government ownership
- Highest-tier financial strength ratings domestically
- Offices and surveyors across all 14 Kerala districts
Why buy it through Maaxus
- Century-old insurer, modern service layer: we digitise the buying and renewal experience for you.
- Health, car, home and shop under one advisor instead of four different offices.
- Documentation done right the first time — the key to smooth PSU claim settlement.
- EMI available on premiums of ₹10,000 and above.
New India — your questions, answered
Is New India Assurance safe and reliable?
It's India's largest general insurer, government-owned, with top domestic financial-strength ratings. On stability, few insurers anywhere match it.
Does New India cover flood damage in Kerala?
Yes — its home and property policies can cover flood and inundation, highly relevant after Kerala's recent monsoon experiences. We ensure the right perils are explicitly included.
How do New India health claims work?
Cashless via TPA at network hospitals, or reimbursement with documents. Maaxus prepares and tracks the claim for you either way.
Can I insure my shop or small business with New India through Maaxus?
Yes — shopkeeper packages, fire, burglary and liability covers. Tell us about the business on WhatsApp and we'll structure the cover.
Compare with other insurers we place
Protect what matters, starting today
Free consultation, zero obligation. Talk to a real advisor in Malayalam or English and get a plan that fits your family.